How to Live Large on an Entry Level Budget

How to Live Large on an Entry Level Budget You’ve finally landed an entry level job and everything has been going well.  Ã‚  You’ve gotten your first pay stub and you’re excited and ready to go out and spend that money on extravagant items. BUT WAIT, there’s one thing you forgot–you’ve got bills to pay! Now you find yourself in a position where you have to create a budget  so that you don’t spend your  money carelessly. Being an adult is tough work, but if you follow these 6 steps, you can develop an effective budget that will leave money in your pocket while still living large! 1.  Plan your budgetThe first, most obvious, step, is to make a budget. Mint is a great app that helps you track what you have coming in and where it goes where you spend it. It nudges you to remember to save some money for fun things like   entertainment, but also helps you save for large purchases or even retirement investments.2. Rent cheaper apartmentsYou have to live somewhere and it can be tempting to pick the coolest neighborhood or the shortest commute, near where your friends live or right by your favorite music venue. But casting your net a bit wider, geographically speaking, may help you maximize your floor plan while minimizing your monthly rent expenses.3.  Cook your own foodReal Talk: My first year of employment and New York living, the Chinese takeout near me knew my out-of-state area code and order so well they’d answer the phone with, â€Å"Yes, Virginia, steamed dumplings and†¦?† It was not a good look. As a newly fledged adult I’ve learned to cook the basics- proteins, pasta, roasted vegetables. Salt and pepper. Cooking even the simplest things is better for you than living on leftovers- and making smart (cheap) choices for breakfast and lunch lets you save a few bucks for a nice meal out now and then.4. Work on your bargain hunting skillsGet to know the stores that take consignment or accept trades. Sell back old textbooks. Build up your eBay skills so your listings are polished and professional, and see how your collectible former fads fare on the resale market.5.  Enjoy the FREE festivitiesMuseums and libraries are your new best friends; outdoor concerts are your bread and butter. Gallery openings, tourist offerings, offseason events with discounted fees, and of course apps like Groupon can all help you make the most out of that limited entertainment budget Mint helped you set aside!6. Take advantage of company perksThis will all depend on where you’re working, but often corporate employers have partnerships with entertainment venues, fitness centers, or educational organizations. They may even offer public transit rebates! Figure out how to make the most out of your employer’s strategic alliances to secure experiences or goods and services that make your life better!And finally, remember that this too shall pass- every annual review is a chance for a cost of living increase or a tit le bump. Eventually you will look back and wonder how you saved up all this money- and it’ll be because you developed responsible habits when you didn’t have much to spend.

The Write to Santa Program in Canada

The Write to Santa Program in Canada More than 6,000 Canada Post volunteers, both staff, and retirees help the Jolly Old Elf with Canada Posts Write to Santa program. Every year, over a million children from all around the world, take advantage of the program by writing to Santa and receiving a personal reply. Letters are answered in the language in which the letter was written, including Braille. Requirements for Letters to Santa Via Canada Post All mail should include a full return address so Santa can answer. Be sure to mail your letter so it gets to Santa before December 14.  Santas mailing address is: Santa ClausNorth PoleH0H 0H0Canada No postage is required for letters to Santa from Canada. However, from other countries, you will need to mail them with the appropriate postage for your country to deliver the envelope to Canada where Santa and his helpers can receive it and reply. Canada Post asks parents to make sure letters to Santa do not include treats for Santa, like cookies. For the fastest delivery to Canada from other countries, its best to use standard sized envelopes and ensure you have placed the correct postage. Santa does not have an email address, according to Canada Post. You will need to send him paper mail. Receiving a Reply From Santa If you send your mail from Canada by early December, you should receive a reply in the mail by December 14, according to Canada Mail. If you dont get a reply, send another letter before December 14. Mail sent by December 14 should have a reply back to your child by December 24. Replies to other countries may take longer as they are dependent on the delivery by the mail systems of those countries.   Getting Creative With Your Childs Letter to Santa Santa and his helpers are happy to see your childs wish list. But you can enliven your letter with pictures, drawings, funny jokes, and stories telling about your childs favorite games, sports, friends, pets, and other details. This helps  brighten the mail and make it easier for Santa and his elves to craft a personal response that will delight your child. It can be a fun experience to help your child write the letter and explore what excites them and what they find most interesting in their lives. Tips for Teachers In order for Santa to write the best letters, his elves need some information about each child. Teachers may check with Media Relations at Canada Post to find templates and checklists to complete a class package of letters to Santa. Yearly requirements and tips are often released in mid-November.   To make sure your students get a response before schools and daycares break for the holidays, mail your classroom letters by December 8. Note that this date may change from year to year, depending on where weekends fall and the volume of letters experienced.

Business Ethics in the Globalised Economy Essay

Business Ethics in the Globalised Economy - Essay Example While, The not-for-profit centers, which normally operates as a voluntary or charitable body has totally different form of administrative frame work . And, finally the government run institutions are the other type of systems that are usually fully funded by the government. The differences in the systems of administration are also reflected in their operations and functional outputs. The charitable hospitals have severe constrains on the resource generation and they mostly depends on the philanthropic contributions. Thus they are unable to attract the best talents in the respective fields which affect the quality of delivery. Bureaucratic set up, feeble decision making process, inadequate doctors and other support personal are the major issues affecting the smooth function ofa governmenthospital. But on the other hand a private hospital often tries to attain the premier position as their revenue is dependent on the patient volume alone. Well established management team, efficient doc tors and other par medical staff are the major attractions of the private hospital. But in the event of a economic slow down, the government hospitals are the least effected and the private hospitals often tend get affected at a higher magnitude. Thus unethical practices are said to be more possible and takes strong roots in these circumstances. And hence necessary pragmatic ethical policies need to be in place to ensure a well acceptable medical delivery system (Health Care). Due to these reasons the health care industries are chosen for the detailed analysis on the ethical practices in the business. Backgorund A good performing hospital would consist of a team of efficient doctors coupled with skilled support personnel, along with the well established equipments and diagnostic devices. Often the cost of health care has been experiencing high rate of increase which often makes the quality treatment inaccessible for most of the people. The ethical practices that are prevailing in these places need to be of highest level as it involves a matter of human and health (Health Care). The present situation of turbulent business weather has severe impacts of the operation of this industry too. The loss in jobs and reduced remuneration levels have started forcing people to opt for less costlier options, thus making all the premier health care operators not the prime choice of most of the medical attention seekers. But these situations too are not without solutions. Even during the period of recession and job losses, it is the responsibility of the company to deliver and support the desired level of service to the customers while considering the needs and aspirations of the employees (Wise Geek). Before moving into a deeper introspection of the analysis of various ethical models, it would be very prudent to have an overall assessment of the corporate practices, where business objectives could ride over the ethical rules. Besides evolving a pragmatic means of ethical practices, this sector could also motivate and hence create an attitude to implement a value-based operation in other sectors too (Health Care). Based on the detailed analysis available theories and models following initiatives are proposed for effectively implementing ethical practices during the turbulence experienced in the global economy. Promoting the concept of general well being as the organizational mandate. The